Securing financing is just one aspect of a home purchase. Stapleton Mortgage & Realty is experienced at aiding new and experienced in all areas of real estate. Call me today at 303.399.2154 if your needs include a real estate pro ready for the business side of real estate.

Are you thinking of financing your new home in Denver? Stapleton Mortgage & Realty can help.

Applying for a loan can be one of the more exasperating elements of buying a house. But it doesn't have to be. Being familiar with various lenders in the Denver area has helped me learn a few things that can make the loan application process uncomplicated.

1 – Put together a list of questions about your loan program

If you do not perfectly realize the ins and outs of the different programs, make sure to bring a list of questions with you. One of my trusted lenders or I will assist you in understanding the advantages and disadvantages of each program, because it's hard to understand the distinctions between fixed and adjustable rate mortgages.

2 – Determine when you want to lock

By locking in the interest rate, the lender is keeping to the interest rates for the loan – ordinarily at the time the loan application is received. By floating the rate, you can lock the rate at any time between application and at the time of closing. Buyers who elect to float believe that the interest rates will drop in the near future. Click here to see the outlook for the next 90 days of interest rates.

3 – Compile your paperwork

Obtaining a loan requires a lot of paperwork, so you should take some time to get your documentation together. Click here to preview normal questions you'll have to answer on a loan app.

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