Finding the right home at the right price is just one part of a home sale or purchase. Stapleton Mortgage & Realty is seasoned at aiding both buyers and sellers when it comes to closings. E-mail or call me today at 303.399.2154 if your needs include a professional REALTOR® ready for the business side of buying and selling.

Closing costs you should expect

There are certain standard costs accompanying closing the sale of a house. These fees are often split between the buyer and seller, as noted in the sales contract. Many are conventional, but there are nuances to each, so you'll want a real estate expert in Colorado to help direct you through the process.

Closing costs that are tied to financing    (Details)

  • Points (optional)
  • Appraisal Fee
  • Credit Report
  • Interest Payment
  • Escrow Account

Taxes you may be responsible for at closing    (Details)

  • Property Taxes
  • Transfer Taxes and Recording Fees

Insurance fees due at closing    (Details)

  • Homeowners Insurance
  • Flood or Quake Insurance (optional)
  • Private Mortgage Insurance (PMI) (optional)
  • Title Insurance

Sellers: As we negotiate your transaction, not only will I work to get the highest sales price, but I'll also advocate for lower closing costs. And once we've come to an agreement, I'll give a detailed list of the closing costs so you are aware of exactly where your money is going.

Buyers: When purchasing a property in Denver, you will receive a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's past experiences and is required to be within a suitable range so you're not astonished when you show up at closing time. I'll be willing to go through the GFE with you, answering your questions and highlighting any estimates of concern.

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